Mississippi SR22 Car Insurance
Reader’s Question:
My partner and I just moved here in Mississippi and I would like to know more information regarding SR22 car insurance that is being required for me to get. Thanks a lot.
Fred
Jackson, MS
I can tell you the basics that I know regarding the SR22 car insurance. However you can always contact Mississippi Department of Public Safety for more detailed information.
In the State of Mississippi it is illegal to operate motor vehicles, motorcycles, mopeds or golf carts on Mississippi roadways without proper liability insurance coverage. In addition to that, it is also illegal for any motor vehicle owner to permit anyone else to drive the car without insurance.
There are required minimum liability insurance coverage for the State of Mississippi as 25/50/25. This means: $25,000 bodily injury for one person in one accident, $50,000 for two or more persons in one accident, and $25,000 property damage incurred in one accident.
If you accumulate certain number of violations, such as reckless driving, driving under the influence (DUI) or (DWI), or refusal to test, at fault accidents or driving uninsured, the state may require you to obtain an SR22 insurance to the states DPS. The Department of Pubic Safety will mandate proof of financial responsibility in the form of SR-22 insurance. This insurance is also known as high-risk car insurance for some SR22 filing companies in MS. If you need to get this type of insurance, you may contact car insurance companies and see if they offer this.